FIRE Number & Coast-FIRE Calculator
Find your financial-independence number, your FI date, and your Coast-FIRE milestone — with a chart.
Saving $/yr ( of income). Use a real (inflation-adjusted) return so all figures are in today's dollars.
Your FIRE number
$
Lets you withdraw ~$/mo at % forever
Hands-off, your savings would grow to your FIRE number by age .
Portfolio growth (today's dollars)
Estimates only, not financial advice. Returns are not guaranteed.
Why you’ll love FIRE Number & Coast-FIRE Calculator
Instant & free
No signup, no paywall, no limits — FIRE Number & Coast-FIRE Calculator works the moment the page loads.
Completely private
Everything runs in your browser. Nothing you enter is ever uploaded or stored on a server.
Works on any device
Fully responsive and touch-friendly — use it on your phone, tablet or desktop.
Accurate & clear
Built on the real formulas, with a breakdown you can actually trust.
How to use it
Open it
No download and no login — the tool is ready right at the top of this page.
Use it
Enter your details or start interacting. Everything updates live as you go.
Get your result
Copy, download or share your result in a single tap. That’s it.
Frequently asked questions
FIRE Number & Coast-FIRE Calculator is 100% free — no signup, no watermarks and no usage limits. It’s one of 200+ free tools we build and give away.
It uses the standard formulas and shows its working, so you can verify every number. For big decisions, treat the result as a reliable estimate.
Completely. FIRE Number & Coast-FIRE Calculator runs entirely in your browser (client-side). Nothing you type, upload or generate is sent to our servers, so your data never leaves your device.
No. It works instantly in any modern web browser — Chrome, Safari, Edge or Firefox — on desktop and mobile.
Yes. The tool is fully responsive and touch-friendly, so it works great on phones and tablets as well as computers.
Global Maple System — a software & AI studio. We built FIRE Number & Coast-FIRE Calculator (and 200+ other free tools) to show what we can do. Need something custom built? We’d love to help.
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